Writing a research proposal for the financial requirement is
very important for business and company future to get some financing from
Capital Markets and Lenders. It is not a very easy task to achieve it business
organization all over the world hire experts and professionals for this task.
They start their research for their projects financing mostly six month before
their project startup.
That’s research proposal also helpful for the
individuals and corporate business companies finance departments.Before going to details the writer need complete research and
planning for the research proposal.
The success of the research proposal always
based upon on the objectives of the business idea. The business idea must be
specific, measurable, realistic and timely effective. There success of the
research proposal is based on the quality of planning of the research
department professionals.
Successful Proposal always backup with the 75% planning and
25% based on the idea execution. There are 5 different steps which we need to
cover or follow to write a very effective research proposal which will be
helpful to for lenders to understand the business financial needs and issue they
require financial assistance for business project or business timely needs.
These 5 steps are as follows:
Step-01: Outline
of the Proposal.
Step-02: Making
a strong first impression.
Step-03: Creating
a detailed proposal.
Step-04: Targeting
your Strengths.
Step-05: Making
the approach.
Let’s we discuss the complete idea for a successful financial
research proposal.
The Key essentials for the financial research proposal are
as follows:
a The
Research proposal should not be very lengthy.
b Must
followed the above mentioned 5 Steps model of a research proposal.
c It must be
rational and in details for your business needs.
d Objectively
it must be SMART “Specific, Measurable,
Realistic and Timely effective and efficient”.
The explanation of the 5 steps of the financial research
proposal is as follows:
Step-01: Outline of the Proposal.
The
outline of the proposal is based on the part of the introduction portion. It
must be cover on 3 to 5 pages.
That include the Proposal Cover Page which include the addresses of the business its
name its registration identities. Table
of Contacts is the next page which includes all the pages details. Then the
Summary of the research proposal
must have a crystal clear overview of you business and its new ideas and a
short view for your needs. The Management of the business its Owners, Partners and Organizational hierarchy must be next
to the Summary. The Company Products,
Services details, its industry, market, locations and customer segmentation
or targeted portion, financial summary and financing outline and other related
basic information comes on the next page. The last page includes the appendices. That’s all must need for
the first step bust in crystal clear and correct form for research proposal
success.
Step-02: Making a strong first impression.
That
is the cream part of the research proposal. The Successful executive projects
always start up with the very strong backup of the research plan which is very
clear and well covered with analyses and give the crystal clear picture of the
business idea. The Business Financial Research Proposal writers must need to
come with the strong business knowledge,
experience, expertise and communication skills to present the outclass
research proposal for their business financial needs and for their business
project execution.
Actually the ROI “Return of Investment” and project future impact for the
business cover in this portion. If the writer is successful to present the ROI
of the business proposal the lender give him credit easily.
Step-03: Creating a detailed proposal.
The
third step is based on the details of the financial research proposal.That includes the business
detailed background, its management details, business Products/Services
details, its market and industry details like the market portion, growth,
future values, and customer trends. Then the Product or service supply chain
and economic visibility for the future. The business financial performance
its credit history, details about its
assets, equity, liabilities and all the financial statement like Profit
& Loss Statement, Balance Sheet, Retained Earnings Statement, Cash flows
summary statement and the Financial Ratios are the part of the this step.
Step-04: Targeting your
Strengths.
Writer
must need to make a detail SWOT analysis”Strengths, Weakness,
Opportunity and Threat” of the company business. Then he/she must focus on the
Market for its products/services and its market segmentation, market growth,
marketing mix, product strategies and marketing strategy in details. If the
writer is able to explain and present all the details very effectively that’s
enhance their success ratios. Explaining the market risk and market opportunities is the essential
portion for the research proposal.
That step also tells us about the details of the capital
market requirements for the financing. The Capital Market lenders have
different requirements according to their SOPs “Standing order procedures”.
Like the banks always asks for the past credit history, lenders always asks for
the business idea registration and business registration with the government
authorities and like the legal requirement the others like the mortgage must
focus on the business past financial performance like its projected and actual liabilities
portions in their balance sheets and other financial statements. That’s the
reason after writing about the clear successful business idea the writer must
need to include all the requirement papers with his research proposal.
Step-05: Making the approach.
After
writing the research proposal now the time to present it to the capital market
lenders. That’s the time the finance department needs to give the task of
presentation to their professional, experienced and skilled employees who have
very effective communication skills and abilities and having the sensible
approaches and past experience of the research proposal presentation.
After presentation that’s the responsibility of the business
concerned finance department to follow up it on timely basis and manage all the
activities for the execution of the business project. When the business achieve
the finance then the payback schedules time came and that’s the professional ethics
of the business to pay back the loan and interest on time to achieve the
returns on this investment and finish the liability.
That’s the complete requirements and steps for writing and
presenting a very effective and efficient business financial research proposal.
If a business team able to make and present it they must be achieve the require
financing for their business and rest of the success based on their project
execution. Successful execution gives them the desirable return on their
financial investment.
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