Accountancy & Financial matters Management blogs

As Secretary-General with Chamber of  Commerce and Industry , on a daily basis, I am receiving phone calls and meeting many peoples from different backgrounds according to their skills and expertise in different industries. Federal and Provincial Governments announced their budget and the present slowdown economy affected the National GDP and economy very badly. According to the publicly announced budget and data from the Planning Commission of Pakistan and the Ministry of Commerce the reported growth rate in the industrial manufacturing sector 0.3. That is too much panic and the mentioned statistics badly affected the national growth. The impact on the services sector is too much high and almost many people, ex-colleagues, friends and family members in social circle lost their jobs or in some cases, they were not paid by their employer since last two months in many cases employer deducted the huge portion from the percentage of their salaries. We all are observing the sa...

Personal Finance of a Smart Teenager:                 Teenage is the most energetic and valuable time period of our life. That’s the period at which a person is confident, enthusiastic and willing about changes in his life. The Teenagers life is full of changes they want to achieve everything which they want. They have the courage and willpower to achieve their all wants and wishes. But the resources they available some time make hurdles for them to achieve their goals and targets. At the age period of 12 to 22 or in some areas 24 years they are mostly jobless and under the guardianship of their parents or their legal elders which can be their family relatives or some government legal authorities as per their local government and social customs. That’s the reason at the edge of this age the face many problems which are mostly related to their education, living, food and professions. They need more ca...